How to Budget
Hey there! I created this free guide that should help you on your budgeting journey. It has a monthly budget, a paycheck budget, and some...
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Panda
Feb 6, 20192 min read
How I Saved $100 Without Trying
How did I save $100 without even trying? It's this genius little app called Qapital. You can set up rules after you link your checking...
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Panda
Jan 23, 20192 min read
What is an HSA?
What is an HSA? * An HSA is a Health Savings Account. Thanks for reading! Nah, I’m joshin’ with ya. An HSA is indeed a Health Savings...
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Panda
Jan 21, 20191 min read
My Cash Envelope System!
AKA a Kate Spade Planner wallet! Hello everyone! I’m so sorry I’ve been MIA from the blog- I am way more active over on Instagram....
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Panda
Aug 25, 20171 min read
New Bullet Journal Debt Snowball Tracker
Hey y'all! Just wanted to share a new and improved (and watermarked) debt snowball Tracker that has been circling the Pinterest boards...
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Panda
Aug 14, 20171 min read
Thinking about going back to school...
I have been thinking of going back to school. My dream right now is a communications degree. I made a bullet journal spread of my degree...
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Panda
May 22, 20171 min read
April & May Budget Update
Hello beautiful people! It has been a while since I last updated (although I am mostly active on my instagram account, @DebtFreePanda.)...
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Panda
Mar 28, 20171 min read
Chase Credit card Paid off!
I paid off my chase credit card this last payday! Officially one more credit card to go! I am so excited! Then it's off to save for a car...
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Panda
Mar 13, 20171 min read
March Progress
This month, a credit card will be paid off! $1,660 to be exact! So far, this is my progress! Kohls $90 paid off and closed Victoria's...
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Panda
Mar 6, 20171 min read
Credit Score
I looked at Discover FICO and Credit Karma today and my score has increased to 677-715. I do not know the science behind these different...
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Panda
Feb 20, 20171 min read
Debt Snowball Bullet Journal Spread
I made an updated Bullet Journal spread! 2 more credit cards!!!!
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Panda
Feb 14, 20171 min read
What I will do when I'm Debt Free
When I am debt free, I have an idea of what I will be doing with the extra money I will have that is not going towards debt. Since my...
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Panda
Feb 3, 20171 min read
My First Credit Card is PAID OFF!
Woohoo!!!! My Wells Fargo college credit card is officially paid off! I feel so free! I've had this debt for SO LONG and I'm so glad it's...
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Panda
Jan 27, 20171 min read
2016 Taxes DONE...What to do with a Tax Return?
I just got my Taxes done yesterday, and I am getting a tax refund. Dave Ramsey has said if you are getting a return, you are giving the...
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Panda
Jan 13, 20171 min read
When you dig yourself a hole...
You keep digging deeper. My Emergency Fund is still sparse. I was thinking, "Nothing bad has happened for me to have to use it, I think...
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Panda
Jan 9, 20172 min read
Tax Returns!
I keep forgetting that tax returns are coming soon! I've been planning my paycheck budgets around exactly that- my paychecks. So I think...
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Panda
Dec 16, 20161 min read
Forecast- end of 2016
I never thought in July of 2016 that I could say I have paid a total of $4,600 towards my debt. 2016 is not over yet, so this amount is...
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Panda
Dec 14, 20161 min read
Honesty
Hello friends. I need to be honest. Paying off debt has been slow. I have used a credit card to get ahead on my Christmas shopping. I...
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Panda
Nov 18, 20161 min read
PAID OFF MY AMAZON CARD! Part 2
Here are the corresponding tables :)
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Panda
Nov 18, 20161 min read
PAID OFF AMAZON STORE CARD!
AAAAAAAAAH All of my store cards are officially paid off! I paid $989 on my Amazon card today and now I have 3 more credit cards to go!...
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