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How to Budget
Hey there! I created this free guide that should help you on your budgeting journey. It has a monthly budget, a paycheck budget, and some...
Panda
Jul 3, 20191 min read
How I Saved $100 Without Trying
How did I save $100 without even trying? It's this genius little app called Qapital. You can set up rules after you link your checking...
Panda
Feb 6, 20192 min read
What is an HSA?
What is an HSA? * An HSA is a Health Savings Account. Thanks for reading! Nah, I’m joshin’ with ya. An HSA is indeed a Health Savings...
Panda
Jan 23, 20192 min read
My Cash Envelope System!
AKA a Kate Spade Planner wallet! Hello everyone! I’m so sorry I’ve been MIA from the blog- I am way more active over on Instagram....
Panda
Jan 21, 20191 min read
New Bullet Journal Debt Snowball Tracker
Hey y'all! Just wanted to share a new and improved (and watermarked) debt snowball Tracker that has been circling the Pinterest boards...
Panda
Aug 24, 20171 min read
Thinking about going back to school...
I have been thinking of going back to school. My dream right now is a communications degree. I made a bullet journal spread of my degree...
Panda
Aug 13, 20171 min read
April & May Budget Update
Hello beautiful people! It has been a while since I last updated (although I am mostly active on my instagram account, @DebtFreePanda.)...
Panda
May 22, 20171 min read
Chase Credit card Paid off!
I paid off my chase credit card this last payday! Officially one more credit card to go! I am so excited! Then it's off to save for a car...
Panda
Mar 27, 20171 min read
March Progress
This month, a credit card will be paid off! $1,660 to be exact! So far, this is my progress! Kohls $90 paid off and closed Victoria's...
Panda
Mar 12, 20171 min read
Credit Score
I looked at Discover FICO and Credit Karma today and my score has increased to 677-715. I do not know the science behind these different...
Panda
Mar 6, 20171 min read
Debt Snowball Bullet Journal Spread
I made an updated Bullet Journal spread! 2 more credit cards!!!!
Panda
Feb 19, 20171 min read
What I will do when I'm Debt Free
When I am debt free, I have an idea of what I will be doing with the extra money I will have that is not going towards debt. Since my...
Panda
Feb 14, 20171 min read
My First Credit Card is PAID OFF!
Woohoo!!!! My Wells Fargo college credit card is officially paid off! I feel so free! I've had this debt for SO LONG and I'm so glad it's...
Panda
Feb 3, 20171 min read
2016 Taxes DONE...What to do with a Tax Return?
I just got my Taxes done yesterday, and I am getting a tax refund. Dave Ramsey has said if you are getting a return, you are giving the...
Panda
Jan 27, 20171 min read
When you dig yourself a hole...
You keep digging deeper. My Emergency Fund is still sparse. I was thinking, "Nothing bad has happened for me to have to use it, I think...
Panda
Jan 13, 20171 min read
Tax Returns!
I keep forgetting that tax returns are coming soon! I've been planning my paycheck budgets around exactly that- my paychecks. So I think...
Panda
Jan 9, 20172 min read
Forecast- end of 2016
I never thought in July of 2016 that I could say I have paid a total of $4,600 towards my debt. 2016 is not over yet, so this amount is...
Panda
Dec 16, 20161 min read
PAID OFF MY AMAZON CARD! Part 2
Here are the corresponding tables :)
Panda
Nov 18, 20161 min read
PAID OFF AMAZON STORE CARD!
AAAAAAAAAH All of my store cards are officially paid off! I paid $989 on my Amazon card today and now I have 3 more credit cards to go!...
Panda
Nov 18, 20161 min read
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